FAQs
Additional Information
How does hard money lending work?
There are many misconceptions that give hard money lending a bad reputation, but a hard money loan is simply a loan that is secured by real estate. The properties are often enhanced (fix and flips) or refinanced with a conventional lender.
Am I eligible?
Every situation is unique , so please give us a call so we can learn more about you. If you own real property that can serve to collateralize a loan, you may be eligible.
Do you make personal loans?
We do not. We only provide commercial loans. Therefor, you cannot currently reside on the property that you plan to use to secure the loan.
How quickly can I get funded?
We know that every minute counts when it comes to securing financing for real estate investment, so we work to fund much faster than traditional funding sources. Generally, we can fund within 5-7 business days of receiving an application.
Will you check my credit?
We will likely ask you to pull your credit score for our review. However, credit score is just one factor in our approval process. Having poor credit does not necessarily disqualify you from loan approval.
What types of properties will you finance?
We finance single and multi-family units, as well as commercial and industrial properties.
If I've been turned down at a bank, should I bother applying with you?
Absolutely! We specialize in working with individuals who may have been turned down for conventional financing. Our team loves working to find creative solutions to meet your needs.
Do you work with brokers?
Definitely! We value our relationships with our referral partners. If you're a broker, please give us a call to discuss our referral program.